6 Steps of Buying a Home

Step 1 – Get Pre-Qualified for A Home Loan

Before looking at homes, you need to determine the affordable monthly mortgage payment that fits your budget and lifestyle. This will help determine the price range for your home search as well as the funds needed to complete the purchase.

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Step 2 – Obtain a Realtor

The home buying process today will have plenty of challenges, so it’s important to select a good REALTOR® to help minimize those challenges. A good realtor will invest the time, knowledge, and skill into helping you choose just the right home.

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Step 3 – View Houses

In today’s world, the internet makes available all the homes currently on the market.  Your realtor has made your home search a priority and is showing you properties based on information you have provided. 

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Step 4 – Offers and Negotiations

Once you’ve found the house you want to make your home, you will need to submit an offer in writing. This is where you can rely on the skill and knowledge of your realtor to provide you with information on other sold properties.

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Step 5 – Inspections

Now that you have a valid sales contract agreed to by all parties, you will need to start the inspections identified in your contract. These inspections allow you the opportunity to investigate conditions and systems of the home. 

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Step 6 – Closing Day

Depending on the type of financing, it can take 45 to 60 days to transition through the process because there are many entities involved the home buying process.

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